/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-geist-sans);--default-mono-font-family:var(--font-geist-mono)}}@layer base{@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.fixed{position:fixed}.start{inset-inline-start:var(--spacing)}.end{inset-inline-end:var(--spacing)}.flex{display:flex}.hidden{display:none}.inline{display:inline}.table{display:table}.grow{flex-grow:1}.resize{resize:both}.antialiased{-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}}:root{--cream:#f7f0e3;--paper:#fffaf1;--ink:#18120f;--muted:#675d57;--maroon:#651d2b;--maroon-dark:#46121c;--brick:#a23b32;--line:#d8c9b7;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--cream);color:var(--ink);margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;font-size:18px;line-height:1.6}a{color:inherit}a:focus-visible{outline-offset:4px;border-radius:4px;outline:4px solid #f1b52d}.site-header{border-bottom:1px solid var(--line);background:#f7f0e3f5;justify-content:space-between;align-items:center;gap:24px;min-height:76px;padding:14px clamp(20px,5vw,80px);display:flex}.brand{align-items:center;gap:12px;font-size:1.05rem;font-weight:800;text-decoration:none;display:inline-flex}.brand-mark{background:var(--maroon);color:#fff;letter-spacing:.06em;border-radius:50%;place-items:center;width:44px;height:44px;font-size:.8rem;display:grid}nav{gap:28px;display:flex}nav a{text-underline-offset:6px;font-weight:700}.hero{background:var(--maroon);max-width:1440px;min-height:680px;color:var(--cream);grid-template-columns:minmax(0,1.05fr) minmax(320px,.95fr);align-items:center;margin:0 auto;display:grid;overflow:hidden}.hero-copy{z-index:1;max-width:800px;padding:72px clamp(24px,6vw,96px)}.eyebrow{color:var(--brick);letter-spacing:.12em;text-transform:uppercase;margin:0 0 14px;font-size:.82rem;font-weight:900;line-height:1.3}h1,h2,h3{margin-top:0;font-family:Georgia,Times New Roman,serif;line-height:1.08}h1{letter-spacing:-.045em;max-width:760px;margin-bottom:24px;font-size:clamp(2.65rem,6vw,5.5rem)}h2{letter-spacing:-.035em;margin-bottom:16px;font-size:clamp(2.15rem,4.5vw,4rem)}h3{margin-bottom:14px;font-size:1.65rem}.hero .eyebrow{color:#f0c9bf}.hero-intro{color:#f5dfda;max-width:650px;margin:0 0 32px;font-size:clamp(1.08rem,2vw,1.3rem)}.primary-button,.cream-button{border-radius:8px;justify-content:center;align-items:center;gap:20px;min-height:56px;padding:14px 22px;font-weight:850;text-decoration:none;display:inline-flex}.primary-button{background:var(--cream);color:var(--maroon-dark)}.primary-button:hover{background:var(--white)}.reassurance{color:#e8cbc5;margin:16px 0 0;font-size:.9rem}.dandelion-wrap{align-self:stretch;min-height:560px;margin:0;overflow:hidden}.dandelion{object-fit:cover;object-position:58% center;width:100%;height:100%}.journeys-section{background:var(--paper);padding:96px clamp(20px,6vw,96px)}.section-heading{justify-content:space-between;align-items:end;gap:32px;max-width:1240px;margin:0 auto 40px;display:flex}.section-heading h2{margin-bottom:0}.section-heading>p{max-width:390px;color:var(--muted);margin:0 0 6px}.journey-grid{grid-template-columns:repeat(3,1fr);gap:20px;max-width:1240px;margin:0 auto;display:grid}.journey-card{border:1px solid var(--line);background:#fbf6ec;border-radius:14px;flex-direction:column;min-height:390px;padding:34px;display:flex;position:relative}.journey-card.featured{background:var(--maroon);color:#fff;border-color:var(--maroon)}.journey-number{opacity:.25;font:700 2rem/1 Georgia,serif;position:absolute;top:24px;right:28px}.journey-meta{color:var(--brick);text-transform:uppercase;letter-spacing:.08em;margin:0 0 48px;font-size:.82rem;font-weight:850}.featured .journey-meta{color:#f3c9c1}.journey-card>p:not(.journey-meta){color:var(--muted)}.featured>p:not(.journey-meta){color:#f5dfda}.card-link{text-underline-offset:6px;margin-top:auto;font-weight:850}.coming-soon{border:1px solid var(--line);border-radius:999px;align-self:start;margin-top:auto;padding:6px 10px;font-size:.82rem;font-weight:800}.progress-section{background:var(--maroon-dark);color:#fff;grid-template-columns:1fr 1fr;align-items:center;gap:clamp(40px,8vw,130px);padding:92px clamp(20px,7vw,110px);display:grid}.progress-copy{max-width:650px}.progress-copy>p:not(.eyebrow){color:#f0deda;font-size:1.08rem}.eyebrow.light{color:#efb9ae}.cream-button{background:var(--cream);color:var(--maroon-dark);margin-top:16px}.progress-card{background:#ffffff14;border:1px solid #ffffff40;border-radius:14px;padding:clamp(24px,4vw,42px)}.progress-card-top{justify-content:space-between;gap:24px;font-weight:800;display:flex}.progress-track{background:#ffffff40;border-radius:999px;height:14px;margin:24px 0;overflow:hidden}.progress-track span{background:#efb9ae;width:4%;height:100%;display:block}.progress-card p{color:#ead6d2;margin-bottom:0}.support-section{text-align:center;max-width:850px;margin:0 auto;padding:100px 24px}.support-section>p:last-child{max-width:720px;color:var(--muted);margin:0 auto;font-size:1.08rem}footer{border-top:1px solid var(--line);background:#eee2d1;justify-content:space-between;align-items:center;gap:40px;padding:42px clamp(20px,6vw,96px);display:flex}footer p{color:var(--muted);margin:5px 0 0;font-size:.9rem}.partner-logo{width:min(300px,100%)}.partner-logo img{mix-blend-mode:multiply;width:100%;height:auto;display:block}@media (width<=900px){.hero{grid-template-columns:1fr}.hero-copy{padding-bottom:30px}.dandelion-wrap{min-height:460px;max-height:560px}.dandelion{object-position:60% 42%}.journey-grid{grid-template-columns:1fr}.journey-card{min-height:330px}.progress-section{grid-template-columns:1fr}}@media (width<=620px){body{font-size:17px}.site-header{align-items:flex-start}nav{flex-direction:column;gap:12px;font-size:.86rem}.hero-copy{padding:54px 20px 24px}.dandelion-wrap{min-height:390px}.section-heading,footer{flex-direction:column;align-items:flex-start}.journeys-section,.progress-section{padding-top:72px;padding-bottom:72px}.journey-card{padding:28px 24px}.progress-card-top{flex-direction:column;gap:6px}.primary-button,.cream-button{width:100%}.partner-logo{width:min(290px,100%)}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}.inner-page,.lesson-page{background:var(--paper);min-height:100vh}.back-link{text-underline-offset:6px;align-items:center;min-height:44px;font-weight:800;display:inline-flex}.journey-hero{background:var(--maroon);color:var(--cream);grid-template-columns:minmax(0,1.2fr) minmax(280px,.8fr);align-items:center;gap:clamp(48px,8vw,130px);padding:88px clamp(20px,7vw,110px);display:grid}.journey-hero h1{max-width:850px;font-size:clamp(2.8rem,6vw,5.5rem)}.journey-hero>div>p:not(.eyebrow){color:#f5dfda;max-width:720px;font-size:1.15rem}.journey-summary{background:#ffffff14;border:1px solid #ffffff42;border-radius:14px}.journey-summary div{border-bottom:1px solid #ffffff2e;padding:24px}.journey-summary div:last-child{border-bottom:0}.journey-summary strong,.journey-summary span{display:block}.journey-summary strong{font:700 1.45rem/1.2 Georgia,serif}.journey-summary span{color:#ead6d2;margin-top:4px;font-size:.88rem}.lesson-list-section{padding:88px clamp(20px,7vw,110px)}.section-heading.compact{max-width:1060px}.lesson-list{border-top:1px solid var(--line);max-width:1060px;margin:0 auto;padding:0;list-style:none}.lesson-row{border-bottom:1px solid var(--line);grid-template-columns:52px 1fr auto;align-items:center;gap:24px;min-height:150px;padding:28px 10px;display:grid}.lesson-row:not(.available){color:#746a64}.lesson-step{border:2px solid;border-radius:50%;place-items:center;width:46px;height:46px;font-weight:850;display:grid}.available .lesson-step{background:var(--maroon);border-color:var(--maroon);color:#fff}.lesson-step.complete{color:#fff;background:#386044;border-color:#386044}.lesson-row-heading{justify-content:space-between;gap:20px;display:flex}.lesson-row h3{margin:0;font-size:1.42rem}.lesson-row-heading>span,.locked-label{color:var(--muted);font-size:.82rem;font-weight:800}.lesson-row p{color:var(--muted);margin:6px 0 0}.small-action{background:var(--maroon);color:#fff;border-radius:7px;justify-content:center;align-items:center;gap:10px;min-width:88px;min-height:48px;padding:8px 14px;font-weight:850;text-decoration:none;display:inline-flex}.device-note{max-width:1060px;color:var(--muted);margin:22px auto 0;font-size:.85rem}.lesson-header{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;gap:24px;min-height:76px;padding:14px clamp(20px,5vw,80px);display:flex}.lesson-progress{background:#eee2d1;padding:18px clamp(20px,5vw,80px)}.lesson-progress>div:first-child{justify-content:space-between;gap:20px;max-width:920px;margin:0 auto;font-size:.86rem;display:flex}.lesson-progress-track{background:#cfbdab;border-radius:999px;max-width:920px;height:8px;margin:10px auto 0;overflow:hidden}.lesson-progress-track span{background:var(--maroon);width:6.67%;height:100%;display:block}.lesson-progress-track.lesson-two span{width:13.33%}.lesson-progress-track.lesson-three span{width:20%}.lesson-progress-track.lesson-four span{width:26.67%}.lesson-progress-track.lesson-five span{width:33.33%}.lesson-progress-track.lesson-fifteen span{width:100%}.reflection-form{gap:14px;margin-top:44px;display:grid}.reflection-form label{gap:8px;font-size:1.08rem;display:grid}.reflection-form label strong{color:var(--maroon);font-family:Georgia,serif;font-size:1.55rem}.reflection-form textarea{width:100%;min-height:120px;color:var(--black);font:inherit;resize:vertical;background:#fffdf8;border:2px solid #8d7765;border-radius:10px;padding:16px}.reflection-form textarea:focus{outline-offset:2px;outline:3px solid #d9a441}.reflection-form .primary-button{justify-self:start;margin-top:8px}.lesson-content,.lesson-complete{max-width:920px;margin:0 auto;padding:76px 24px 110px}.lesson-content h1,.lesson-complete h1{font-size:clamp(2.8rem,7vw,5.2rem)}.lesson-lead,.complete-lead{color:#493f39;max-width:800px;font-size:1.2rem}.plain-language-box{border-left:8px solid var(--brick);background:var(--cream);margin:46px 0;padding:clamp(24px,5vw,42px)}.plain-language-box h2{font-size:1.7rem}.plain-language-box li{margin:9px 0}.check-in-form{margin-top:56px}fieldset{border:0;margin:0;padding:0}legend{max-width:820px;font:700 clamp(1.8rem,4vw,2.7rem)/1.15 Georgia,serif}.field-help{color:var(--muted)}.choice-list{gap:12px;margin:28px 0 36px;display:grid}.choice-card{border:2px solid var(--line);cursor:pointer;background:#fff;border-radius:10px;align-items:center;gap:16px;min-height:64px;padding:14px 18px;font-weight:700;display:flex}.choice-card:hover{border-color:var(--brick)}.choice-card:has(input:checked){border-color:var(--maroon);box-shadow:0 0 0 2px var(--maroon);background:#f6e8e5}.choice-card input{width:22px;height:22px;accent-color:var(--maroon);flex:0 0 22px}.choice-card:focus-within{outline-offset:3px;outline:4px solid #f1b52d}button.primary-button{font:inherit;cursor:pointer;border:0}.maroon-button{background:var(--maroon);color:#fff}.maroon-button:hover{background:var(--maroon-dark)}.maroon-button:disabled{cursor:not-allowed;background:#887c76}.next-step-card{background:var(--maroon);color:#fff;border-radius:14px;margin:44px 0 34px;padding:clamp(26px,5vw,46px)}.next-step-card>span{color:#efb9ae;letter-spacing:.1em;text-transform:uppercase;font-size:.82rem;font-weight:900}.next-step-card h2{margin:14px 0;font-size:clamp(1.8rem,4vw,2.7rem)}.next-step-card p{color:#f3dfdb}.priority-recap{border:1px solid var(--line);background:var(--cream);border-radius:14px;margin:44px 0 52px;padding:clamp(24px,5vw,40px)}.priority-recap>span{color:var(--brick);letter-spacing:.1em;text-transform:uppercase;font-size:.8rem;font-weight:900}.priority-recap h2{margin:12px 0;font-size:clamp(1.7rem,4vw,2.6rem)}.priority-recap p{color:var(--muted);margin-bottom:0}.goal-form{gap:52px;display:grid}.horizontal-choices{grid-template-columns:repeat(3,1fr)}.text-field label{font:700 clamp(1.7rem,4vw,2.5rem)/1.15 Georgia,serif;display:block}.text-field>p{color:var(--muted)}.text-field textarea{width:100%;color:var(--ink);font:inherit;resize:vertical;background:#fff;border:2px solid #9d8c80;border-radius:9px;padding:16px}.text-field textarea:focus{outline-offset:3px;border-color:var(--maroon);outline:4px solid #f1b52d}.field-meta{color:var(--muted);justify-content:space-between;gap:20px;margin-top:6px;font-size:.78rem;display:flex}.wide-lesson{max-width:1080px}.snapshot-tool{border:1px solid var(--line);background:#fff;border-radius:16px;margin:54px 0;padding:clamp(24px,5vw,48px)}.tool-heading{justify-content:space-between;align-items:end;gap:32px;margin-bottom:36px;display:flex}.tool-heading h2{margin-bottom:0}.tool-heading>p{max-width:350px;color:var(--muted);margin:0;font-size:.86rem}.money-columns{grid-template-columns:1fr 1fr;gap:42px;margin-bottom:34px;display:grid}.money-group legend{margin-bottom:18px;font:700 1.6rem/1.2 Georgia,serif}.money-field{border-bottom:1px solid #e8ddd0;grid-template-columns:1fr 132px;align-items:center;gap:18px;min-height:66px;font-weight:700;display:grid}.amount-input{background:#fff;border:2px solid #9d8c80;border-radius:8px;grid-template-columns:24px 1fr;align-items:center;display:grid;overflow:hidden}.amount-input>span{text-align:right;color:var(--muted)}.amount-input input{width:100%;min-height:48px;color:var(--ink);font:inherit;background:0 0;border:0;padding:8px}.amount-input:focus-within{outline-offset:3px;border-color:var(--maroon);outline:4px solid #f1b52d}.amount-input input:focus{outline:0}.snapshot-result{background:var(--cream);border-radius:12px;margin-top:36px;padding:26px}.snapshot-result>div{justify-content:space-between;gap:20px;padding:9px 0;display:flex}.snapshot-result .difference-row{border-top:2px solid var(--line);margin-top:8px;padding-top:18px;font-size:1.12rem}.snapshot-result p{color:#493f39;margin-bottom:0}.reflection-form{gap:12px;margin:70px 0 52px;display:grid}.four-choices{grid-template-columns:repeat(2,1fr)}.source-note{border-top:1px solid var(--line);color:var(--muted);padding:20px;font-size:.82rem}.source-note a{text-underline-offset:4px;font-weight:800}.savings-calculator{grid-template-columns:1fr 1fr;gap:28px;margin-bottom:32px;display:grid}.calculator-field{border-bottom:1px solid #e8ddd0;grid-template-columns:1fr 150px;align-items:center;gap:18px;min-height:72px;padding:12px 0;font-weight:800;display:grid}.savings-result{background:var(--cream);border-radius:12px;margin-top:34px;padding:28px}.savings-result>span{color:var(--brick);letter-spacing:.09em;text-transform:uppercase;font-size:.78rem;font-weight:900;display:block}.savings-result>strong{color:var(--maroon);margin:6px 0;font:700 clamp(2.6rem,7vw,4.5rem)/1 Georgia,serif;display:block}.savings-result p{margin-bottom:0}.credit-basics{grid-template-columns:1fr 1fr;gap:20px;margin:48px 0;display:grid}.credit-basics section{border:1px solid var(--line);background:#fff;border-radius:14px;padding:clamp(24px,4vw,38px)}.credit-basics h2{margin-bottom:12px;font-size:clamp(2rem,4vw,3rem)}.credit-basics section>p:last-child{color:var(--muted);margin-bottom:0}.credit-journey-hero{background:linear-gradient(135deg, var(--maroon-dark), #7d2936)}.budgeting-journey-hero{background:linear-gradient(135deg, #4e171f, var(--brick))}.lesson-progress-track.budget-one span{width:12.5%}.budget-real-life{margin:48px 0}.budget-real-life>div{grid-template-columns:repeat(3,1fr);gap:14px;display:grid}.budget-real-life article{border:1px solid var(--line);background:#fff;border-radius:12px;padding:24px}.budget-real-life strong{color:var(--maroon);font:700 1.3rem/1.2 Georgia,serif}.budget-real-life p{color:var(--muted);margin-bottom:0}.lesson-progress-track.credit-one span{width:12.5%}.credit-score-facts{margin:48px 0}.credit-score-facts>div{grid-template-columns:repeat(3,1fr);gap:14px;display:grid}.credit-score-facts article{border:1px solid var(--line);background:#fff;border-radius:12px;padding:24px}.credit-score-facts strong{color:var(--maroon);font:700 1.35rem/1.2 Georgia,serif}.credit-score-facts p{color:var(--muted);margin-bottom:0}.credit-use-note{background:#edf4ef;border-left:8px solid #386044;margin:48px 0;padding:28px}.credit-use-note h2{font-size:1.7rem}.credit-use-note p{margin-bottom:0}.official-credit-link{background:var(--maroon-dark);color:#fff;border-radius:14px;justify-content:space-between;align-items:center;gap:38px;margin:48px 0;padding:clamp(28px,5vw,48px);display:flex}.official-credit-link h2{margin-bottom:10px}.official-credit-link p:not(.eyebrow){color:#ead6d2;max-width:650px;margin-bottom:0}.official-credit-link .cream-button{flex:none}.credit-form{gap:60px;display:grid}.knowledge-check{border:1px solid var(--line);background:#fff;border-radius:16px;padding:clamp(24px,5vw,48px)}.knowledge-check>h2{margin-bottom:8px}.knowledge-check>p:not(.eyebrow){color:var(--muted)}.quiz-question{border-top:1px solid var(--line);margin-top:42px;padding-top:34px}.quiz-question legend{font-size:clamp(1.35rem,3vw,1.8rem)}.quiz-question .choice-list{margin-bottom:18px}.quiz-result{background:#edf4ef;border-left:8px solid #386044;margin-top:28px;padding:26px}.quiz-result h3{margin-bottom:8px;font-family:Georgia,serif}.quiz-result li{margin:8px 0}.next-choice{max-width:820px}.next-journey-form{gap:34px;margin-top:54px;display:grid}.next-journey-grid{grid-template-columns:1fr 1fr;gap:14px;margin:30px 0 36px;display:grid}.journey-choice{border:2px solid var(--line);cursor:pointer;background:#fff;border-radius:12px;gap:16px;min-height:150px;padding:24px;display:flex;position:relative}.journey-choice:has(input:checked){border-color:var(--maroon);box-shadow:0 0 0 2px var(--maroon);background:#f6e8e5}.journey-choice:focus-within{outline-offset:3px;outline:4px solid #f1b52d}.journey-choice input{width:22px;height:22px;accent-color:var(--maroon);flex:0 0 22px}.journey-choice strong,.journey-choice small{display:block}.journey-choice strong{font:700 1.35rem/1.2 Georgia,serif}.journey-choice small{color:var(--muted);margin-top:8px;font-size:.86rem;line-height:1.45}.journey-celebration{max-width:1040px}.progress-page{background:var(--cream);min-height:100vh;padding-bottom:90px}.progress-page-intro{max-width:980px;margin:0 auto;padding:70px 24px 42px}.progress-page-intro h1{font-size:clamp(2.7rem,7vw,5rem)}.progress-page-intro>p:not(.eyebrow){max-width:760px;color:var(--muted);font-size:1.1rem}.shareable-progress{background:var(--paper);border:1px solid #cbb9a7;border-radius:18px;width:min(940px,100% - 32px);margin:0 auto;overflow:hidden;box-shadow:0 18px 50px #3722191f}.summary-header{background:var(--maroon);color:#fff;justify-content:space-between;align-items:center;gap:24px;padding:26px clamp(22px,5vw,48px);display:flex}.summary-brand{font:700 1.7rem/1 Georgia,serif}.summary-header p{color:#ead6d2;margin:7px 0 0;font-size:.8rem}.summary-badge{border:1px solid #ffffff80;border-radius:999px;padding:7px 11px;font-size:.72rem;font-weight:800}.summary-title-row{justify-content:space-between;align-items:end;gap:30px;padding:42px clamp(22px,5vw,48px) 24px;display:flex}.summary-title-row h2{margin:0;font-size:clamp(2rem,5vw,3.4rem)}.summary-count{text-align:right}.summary-count strong,.summary-count span{display:block}.summary-count strong{color:var(--maroon);font:700 3.5rem/1 Georgia,serif}.summary-count span{color:var(--muted);font-size:.8rem}.summary-progress-track{background:#d9cbbb;border-radius:999px;height:12px;margin:0 clamp(22px,5vw,48px) 38px;overflow:hidden}.summary-progress-track span{background:#386044;height:100%;display:block}.summary-details{grid-template-columns:1fr 1fr;gap:14px;padding:0 clamp(22px,5vw,48px) 40px;display:grid}.summary-item{border:1px solid var(--line);background:#fff;border-radius:10px;min-height:110px;padding:20px}.summary-item span,.summary-item strong{display:block}.summary-item span{color:var(--brick);letter-spacing:.08em;text-transform:uppercase;margin-bottom:8px;font-size:.72rem;font-weight:900}.summary-item strong{line-height:1.35}.empty-summary{background:var(--cream);margin:0 clamp(22px,5vw,48px) 40px;padding:30px}.empty-summary h3{font-family:Georgia,serif}.empty-summary a{font-weight:850}.summary-footer{border-top:1px solid var(--line);background:#eee2d1;grid-template-columns:auto auto 1fr;gap:28px;padding:25px clamp(22px,5vw,48px);display:grid}.summary-footer strong,.summary-footer span{display:block}.summary-footer strong{letter-spacing:.08em;text-transform:uppercase;font-size:.7rem}.summary-footer span{margin-top:4px}.summary-footer p{color:var(--muted);text-align:right;margin:0;font-size:.75rem}.progress-privacy{max-width:940px;color:var(--muted);margin:18px auto 0;padding:0 18px;font-size:.82rem}.footer-glossary-link{text-underline-offset:5px;align-items:center;min-height:44px;font-weight:800;display:inline-flex}.glossary-page{background:var(--paper);min-height:100vh}.glossary-hero{background:var(--maroon);color:var(--cream);padding:82px clamp(20px,7vw,110px)}.glossary-hero h1{margin-bottom:18px;font-size:clamp(3rem,8vw,6.5rem)}.glossary-hero>p:not(.eyebrow){color:#f1ddd8;max-width:760px;margin-bottom:0;font-size:1.18rem}.glossary-content{max-width:1120px;margin:0 auto;padding:64px 24px 100px}.visually-hidden{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.glossary-tools{border-bottom:1px solid var(--line);grid-template-columns:minmax(300px,1fr) minmax(420px,1.5fr);align-items:end;gap:36px;padding-bottom:38px;display:grid}.search-field>span,.topic-filter legend{margin-bottom:9px;font-weight:850;display:block}.search-field input{width:100%;min-height:56px;color:var(--ink);font:inherit;background:#fff;border:2px solid #99877a;border-radius:8px;padding:12px 16px}.search-field input:focus{outline-offset:3px;border-color:var(--maroon);outline:4px solid #f1b52d}.topic-filter{border:0;padding:0}.topic-filter>div{flex-wrap:wrap;gap:8px;display:flex}.topic-filter label{cursor:pointer}.topic-filter input{opacity:0;pointer-events:none;position:absolute}.topic-filter span{border:2px solid var(--line);background:#fff;border-radius:999px;align-items:center;min-height:44px;padding:8px 13px;font-size:.82rem;font-weight:800;display:inline-flex}.topic-filter input:checked+span{border-color:var(--maroon);background:var(--maroon);color:#fff}.topic-filter input:focus-visible+span{outline-offset:3px;outline:4px solid #f1b52d}.glossary-results>p{color:var(--muted);margin:26px 0 18px;font-size:.88rem}.term-list{gap:10px;display:grid}.term-card{border:1px solid var(--line);background:#fff;border-radius:10px;overflow:hidden}.term-card summary{cursor:pointer;justify-content:space-between;align-items:center;gap:24px;min-height:76px;padding:16px 22px;list-style:none;display:flex}.term-card summary::-webkit-details-marker{display:none}.term-card summary:focus-visible{outline-offset:-5px;outline:4px solid #f1b52d}.term-card summary strong,.term-card summary small{display:block}.term-card summary strong{font:700 1.35rem/1.2 Georgia,serif}.term-card summary small{color:var(--brick);text-transform:uppercase;letter-spacing:.07em;margin-top:4px;font-size:.72rem;font-weight:850}.term-card summary>span:last-child{color:var(--maroon);font-size:1.7rem}.term-card[open] summary>span:last-child{transform:rotate(45deg)}.term-details{border-top:1px solid #eee3d7;padding:0 22px 24px}.term-details>p:first-child{font-size:1.08rem}.term-example{border-left:6px solid var(--brick);background:var(--cream);padding:18px}.term-example strong,.term-example span{display:block}.term-example strong{letter-spacing:.08em;text-transform:uppercase;margin-bottom:4px;font-size:.75rem}.related-terms{color:var(--muted);margin-bottom:0;font-size:.82rem}.empty-glossary{background:var(--cream);border-radius:10px;padding:34px}.empty-glossary h3{font-family:Georgia,serif}.glossary-source{margin-top:46px}.budget-page{background:var(--paper);min-height:100vh}.budget-hero{background:var(--maroon);color:var(--cream);grid-template-columns:minmax(0,1.5fr) minmax(240px,.5fr);align-items:end;gap:50px;padding:70px clamp(20px,7vw,110px);display:grid}.budget-hero h1{max-width:900px;margin-bottom:18px;font-size:clamp(2.8rem,7vw,5.8rem)}.budget-hero p:not(.eyebrow){color:#f1ddd8;max-width:760px;margin-bottom:0;font-size:1.12rem}.month-picker{gap:9px;font-weight:850;display:grid}.month-picker input{background:var(--cream);width:100%;min-height:56px;color:var(--ink);font:inherit;border:2px solid #0000;border-radius:8px;padding:11px 14px}.month-picker input:focus{outline-offset:3px;outline:4px solid #f1b52d}.budget-workspace{max-width:1180px;margin:0 auto;padding:38px 24px 100px}.budget-privacy{background:#edf4ef;border-left:7px solid #386044;margin:0 0 30px;padding:17px 20px}.budget-summary{grid-template-columns:repeat(4,1fr);gap:14px;display:grid}.income-card,.summary-stat{border:1px solid var(--line);background:#fff;border-radius:12px;min-height:150px;padding:22px}.income-card{gap:8px;display:grid}.income-card>span,.summary-stat span{color:var(--muted);letter-spacing:.05em;text-transform:uppercase;font-size:.78rem;font-weight:900}.income-card>div{border-bottom:2px solid var(--maroon);align-items:center;font:700 2rem/1.1 Georgia,serif;display:flex}.income-card input{width:100%;min-width:0;color:var(--maroon);font:inherit;background:0 0;border:0;padding:5px}.income-card input:focus{outline:3px solid #f1b52d}.income-card small{color:var(--muted);line-height:1.35}.summary-stat{flex-direction:column;justify-content:space-between;display:flex}.summary-stat strong{color:var(--maroon);overflow-wrap:anywhere;font:700 clamp(2rem,4vw,3rem)/1 Georgia,serif}.summary-stat.paid strong{color:#386044}.budget-balance{background:#edf4ef;border-radius:10px;grid-column:1/-1;grid-template-columns:1fr auto;gap:4px 30px;padding:22px 26px;display:grid}.budget-balance>span{font-weight:850}.budget-balance>strong{color:#386044;font:700 2rem/1 Georgia,serif}.budget-balance small{color:#46534a;grid-column:1/-1}.budget-balance.short{background:#fff0e6}.budget-balance.short>strong{color:var(--brick)}.bill-builder{border:1px solid var(--line);background:var(--cream);border-radius:16px;grid-template-columns:.7fr 1.3fr;gap:50px;margin-top:54px;padding:clamp(24px,5vw,44px);display:grid}.bill-builder h2,.monthly-bills h2{margin-bottom:10px;font-size:clamp(2rem,4vw,3.2rem)}.bill-builder p:not(.eyebrow){color:var(--muted)}.bill-form{grid-template-columns:1.5fr 1fr .7fr;align-items:end;gap:14px;display:grid}.bill-form label{gap:7px;font-weight:850;display:grid}.bill-form input{width:100%;min-height:54px;color:var(--ink);font:inherit;background:#fff;border:2px solid #8d7765;border-radius:8px;padding:10px 13px}.bill-form input:focus{outline-offset:2px;border-color:var(--maroon);outline:4px solid #f1b52d}.budget-amount{background:#fff;border:2px solid #8d7765;border-radius:8px;align-items:center;padding-left:11px;display:flex}.budget-amount input{border:0}.budget-amount:focus-within{outline-offset:2px;border-color:var(--maroon);outline:4px solid #f1b52d}.budget-amount input:focus{outline:0}.bill-form .primary-button{grid-column:1/-1;justify-self:start;margin-top:8px}.monthly-bills{margin-top:58px}.bill-list-heading{border-bottom:2px solid var(--line);justify-content:space-between;align-items:end;gap:28px;padding-bottom:22px;display:flex}.bill-list-heading>strong{background:var(--maroon);color:#fff;border-radius:999px;padding:7px 13px;font-size:.85rem}.bill-list{margin:0;padding:0;list-style:none}.bill-item{border-bottom:1px solid var(--line);grid-template-columns:1fr auto auto;align-items:center;gap:22px;min-height:86px;padding:14px 4px;display:grid}.bill-item label{cursor:pointer;align-items:center;gap:16px;min-height:52px;display:flex}.bill-item input{accent-color:#386044;flex:0 0 26px;width:26px;height:26px}.bill-item label span,.bill-item label strong,.bill-item label small{display:block}.bill-item label small{color:var(--muted)}.bill-item>strong{font:700 1.35rem/1 Georgia,serif}.bill-item button{min-height:44px;color:var(--maroon);font:inherit;cursor:pointer;background:0 0;border:1px solid #9a7d70;border-radius:7px;padding:8px 12px;font-size:.8rem;font-weight:850}.bill-item button:hover{background:#f6e8e5}.bill-item.is-paid{background:#f0f5f1}.bill-item.is-paid label strong{color:#526257;text-decoration:line-through}.empty-bills{background:var(--cream);padding:36px}.empty-bills h3{font-family:Georgia,serif}.community-support{background:#eee2d1}.loan-page{background:var(--paper);min-height:100vh}.loan-hero{background:var(--maroon);color:var(--cream);padding:78px clamp(20px,7vw,110px)}.loan-hero h1{max-width:1050px;margin-bottom:18px;font-size:clamp(2.8rem,7vw,5.8rem)}.loan-hero>p:not(.eyebrow){color:#f1ddd8;max-width:800px;margin-bottom:0;font-size:1.13rem}.loan-workspace{max-width:1120px;margin:0 auto;padding:58px 24px 100px}.loan-form{border:1px solid var(--line);background:var(--cream);border-radius:16px;padding:clamp(24px,5vw,44px)}.loan-form-heading{justify-content:space-between;align-items:end;gap:30px;display:flex}.loan-form-heading h2,.extra-payment-tool h2,.loan-tips h2{margin-bottom:8px;font-size:clamp(2rem,5vw,3.4rem)}.loan-form-heading>p{max-width:360px;color:var(--muted)}.loan-fields{grid-template-columns:repeat(3,1fr);gap:16px;margin:34px 0;display:grid}.loan-fields label,.extra-heading label{gap:8px;font-weight:850;display:grid}.loan-input{background:#fff;border:2px solid #8d7765;border-radius:8px;align-items:center;min-height:58px;padding-left:13px;font-size:1.1rem;display:flex}.loan-input input{width:100%;min-width:0;min-height:54px;color:var(--ink);font:inherit;background:0 0;border:0;padding:10px}.loan-input.suffix{padding:0 13px 0 0}.loan-input.suffix input{padding-left:13px}.loan-input:focus-within{outline-offset:2px;border-color:var(--maroon);outline:4px solid #f1b52d}.loan-input input:focus{outline:0}.loan-warning{border-left:8px solid var(--brick);background:#fff0e6;margin-top:30px;padding:28px}.loan-warning h2{font-size:1.8rem}.loan-warning p{margin-bottom:0}.loan-results{background:var(--maroon-dark);color:#fff;border-radius:16px;margin-top:42px;overflow:hidden}.loan-results-heading{padding:30px clamp(24px,5vw,44px) 18px}.loan-results-heading h2{margin:0;font-size:clamp(2rem,5vw,3.3rem)}.loan-result-grid{grid-template-columns:repeat(3,1fr);gap:18px;padding:12px clamp(24px,5vw,44px) 34px;display:grid}.loan-result-grid>div{border:1px solid #ffffff47;border-radius:10px;min-height:130px;padding:20px}.loan-result-grid span,.loan-result-grid strong{display:block}.loan-result-grid span{color:#e8c9c3;font-size:.8rem;font-weight:850}.loan-result-grid strong{margin-top:15px;font:700 clamp(1.8rem,4vw,2.7rem)/1.05 Georgia,serif}.result-explanation{color:#f3dfdb;background:#351017;margin:0;padding:22px clamp(24px,5vw,44px)}.extra-payment-tool{border:1px solid var(--line);background:#fff;border-radius:16px;margin-top:42px;padding:clamp(24px,5vw,44px)}.extra-heading{grid-template-columns:1fr 240px;align-items:end;gap:36px;display:grid}.custom-payoff{grid-template-columns:repeat(3,1fr);gap:12px;margin:32px 0 42px;display:grid}.custom-payoff>div{background:#edf4ef;border-radius:10px;min-height:160px;padding:20px}.custom-payoff span,.custom-payoff strong,.custom-payoff small{display:block}.custom-payoff span{color:#526257;text-transform:uppercase;font-size:.78rem;font-weight:850}.custom-payoff strong{color:#386044;margin:12px 0;font:700 1.7rem/1.1 Georgia,serif}.custom-payoff small{color:var(--muted)}.extra-payment-tool>h3{margin-bottom:14px;font:700 1.6rem/1.2 Georgia,serif}.payoff-examples{grid-template-columns:repeat(3,1fr);gap:12px;display:grid}.payoff-examples article{border:1px solid var(--line);background:var(--cream);border-radius:10px;padding:20px}.payoff-examples span,.payoff-examples strong{display:block}.payoff-examples span{color:var(--brick);text-transform:uppercase;font-size:.78rem;font-weight:900}.payoff-examples strong{margin:10px 0;font:700 1.55rem/1.1 Georgia,serif}.payoff-examples p{color:var(--muted);margin-bottom:0;font-size:.86rem}.loan-tips{background:var(--cream);margin-top:42px;padding:clamp(24px,5vw,44px)}.loan-tips ol{counter-reset:tips;grid-template-columns:repeat(3,1fr);gap:14px;margin:30px 0 0;padding:0;list-style:none;display:grid}.loan-tips li{border-top:6px solid var(--brick);counter-increment:tips;background:#fff;padding:22px}.loan-tips li:before{content:counter(tips, decimal-leading-zero);color:var(--brick);margin-bottom:15px;font-weight:900;display:block}.loan-tips strong,.loan-tips span{display:block}.loan-tips strong{font-family:Georgia,serif;font-size:1.3rem}.loan-tips span{color:var(--muted);margin-top:9px;font-size:.9rem}.calculator-note{background:#edf4ef;border-left:7px solid #386044;margin-top:30px;padding:22px}.calculator-note strong{display:block}.calculator-note a{font-weight:850}@media (width<=780px){.loan-form-heading,.extra-heading{grid-template-columns:1fr;align-items:start;display:grid}.loan-fields,.loan-result-grid,.custom-payoff,.payoff-examples,.loan-tips ol,.budget-hero,.bill-builder{grid-template-columns:1fr}.budget-summary{grid-template-columns:1fr 1fr}.bill-form{grid-template-columns:1fr}.bill-form .primary-button{grid-column:auto;width:100%}.journey-hero{grid-template-columns:1fr;padding-top:64px}.lesson-row{grid-template-columns:46px 1fr;gap:18px}.small-action,.locked-label{grid-column:2;justify-self:start}.lesson-row-heading{display:block}.lesson-header{align-items:flex-start}.lesson-header .back-link{text-align:right;font-size:.82rem}.lesson-progress>div:first-child{flex-direction:column;align-items:flex-start;gap:2px}.horizontal-choices{grid-template-columns:1fr}.tool-heading{display:block}.tool-heading>p{margin-top:14px}.money-columns,.four-choices{grid-template-columns:1fr}.money-field{grid-template-columns:1fr;gap:6px;padding:12px 0}.amount-input{max-width:190px}.savings-calculator{grid-template-columns:1fr}.calculator-field{grid-template-columns:1fr;gap:7px}.credit-basics,.credit-score-facts>div,.budget-real-life>div{grid-template-columns:1fr}.official-credit-link{flex-direction:column;align-items:flex-start}.official-credit-link .cream-button{width:100%}.next-journey-grid,.summary-details{grid-template-columns:1fr}.summary-header,.summary-title-row{flex-direction:column;align-items:flex-start}.summary-count{text-align:left}.summary-footer{grid-template-columns:1fr 1fr}.summary-footer p{text-align:left;grid-column:1/-1}.glossary-tools{grid-template-columns:1fr}}@media (width<=620px){.site-header nav{flex-wrap:wrap;justify-content:flex-end}.budget-summary,.budget-balance{grid-template-columns:1fr}.budget-balance small{grid-column:auto}.bill-list-heading{flex-direction:column;align-items:flex-start}.bill-item{grid-template-columns:1fr auto;gap:12px}.bill-item button{grid-column:1/-1;justify-self:start}.glossary-page .site-header nav{font-size:.8rem}.glossary-page .site-header nav a:first-child{display:none}}@media print{@page{margin:.35in}body,.progress-page{background:#fff}.no-print,.progress-privacy{display:none!important}.progress-page{padding:0}.shareable-progress{width:100%;box-shadow:none;break-inside:avoid;margin:0}}:root{--background:#fff;--foreground:#171717}@media (prefers-color-scheme:dark){:root{--background:#0a0a0a;--foreground:#ededed}}body{background:var(--background);color:var(--foreground);font-family:Arial,Helvetica,sans-serif}