Lesson 4 · About 7 minutes
Build a Small Safety Cushion
A safety cushion is money set aside for something unplanned. There is no universal starting amount. Even a small amount may reduce the impact of an unexpected expense, and saving may not be possible every month.
Make the plan fit your life
- Choose a first goal based on an expense that matters to you.
- Start with an amount that does not take away from immediate needs.
- Pause or change the plan when income or expenses change.
- If automatic transfers could cause an overdraft, consider a manual approach.
Optional practice tool
Try a small savings estimate
These amounts are not saved and disappear when you leave the page.